Approaching an SBIC

Research the SBICs
If you own or operate a small business and would like to obtain SBIC financing, you should first identify and investigate existing SBICs that may be interested in financing you company. Use this directory as a first step in learning as much as possible about SBICs in your state, or in other areas important to your company's needs. In choosing an SBIC, consider the types of investments it makes, how much money is available for investment and how much might be available in the future. You should also consider whether the SBIC can offer you management services appropriate to your needs.

Plan in Advance
You should determine your company's needs and research SBICs well in advance-long before you will actually need the money. Your research will take time, as will the SBIC's research of your business.

Prepare a Prospectus/Business Plan
When you've identified the SBICs you think are best suited to provide financing for your company, you'll need to prepare a presentation. Our initial presentation will play a major role in your success in obtaining financing. It is up to you to demonstrate that an investment in your firm is worthwhile. The best way to show worth is by presenting a detailed and comprehensive business plan or prospectus that includes, at a minimum, the information contained on this page.